Meet the Team - Stacey Baxter

In ten words or fewer, what do you do at Arbuthnot Latham to assist clients in achieving their financial goals?

I support property professionals with strategic lending for portfolio growth.

 

How do you deliver our brand promise, ‘Helping you go further’?

Drawing on nearly two decades of comprehensive finance experience, including six years specialising in the real estate sector, clients benefit from my diverse experience delivering tailored lending solutions focused on portfolio growth and competitive debt restructuring.

My experience extends across the real estate investment and development spectrum, encompassing diverse assets within prominent markets such as London, Jersey and Gibraltar.

 

What emerging challenges or opportunities are prevalent in the real estate market at the moment?

Over the last 18 months, market volatility, influenced by the September 2022 mini-budget and political uncertainty, has led to a high interest rate environment. Coupled with the pandemic aftermath and increasing sustainability demands, this has imposed substantial financial pressure on numerous professional landlords.

Amidst these challenges, there lies a landscape with opportunity. The team at Arbuthnot Latham have actively supported existing clients through remediation and repricing, attracted new clients through competitive refinance solutions and provided new and existing clients with lending to acquire new assets.

On a positive note, there are signs of recovery with financial markets predicting a BOE rate cut from end of Q2/Q3 2024 and possible overall 0.75% reduction by year end, which whilst remaining cautious is helping to re-stimulate the real estate market, and whilst potential turmoil could still set in with the ever-looming election, for now, it is a step in the right direction.

At Arbuthnot Latham, we stand ready to support clients with existing borrowing, external refinance, and portfolio growth amidst these evolving market dynamics.

 

What sets Arbuthnot Latham apart in the market?

Three simple words: growth, brand and stability.

Arbuthnot Latham has a longstanding history of over 190 years. Recently, our growth has been remarkable, driven by demand for our services. Clients are drawn to the stability and reliability we offer. It is an exciting time to be part of the Arbuthnot Latham team.

What sets us apart is our commitment to delivering a traditional private banking experience enhanced by modern technology and unwavering personal dedication.

Our commercial bankers are highly knowledgeable and experienced, all dedicated to ensuring our clients receive nothing short of an exceptional overall journey. We welcome reciprocity and endeavour to cement longstanding relationships, which reflects our growth and stability, instilling confidence in both our clients and professional partners alike.

 

What do you do to unwind?

Outside of work, I teach yoga and run mindfulness retreats – the yin to my yang when working in a fast-paced world.

I also love the outdoors and travelling, so most weekends, you will find me out walking my dog and, whenever I can, travelling to different places worldwide, either climbing mountains or exploring the local cuisine.

After triumphing the Three Peaks Challenge in 2023 and most recently Mount Batur in Bali, I am now setting my sights on the next summit conquest – or perhaps another half marathon!

 

Visit our website to find out more about how we can help you go further 

Related services

Commercial Banking  •  Real Estate Finance  •  Buy To Let