Financial Services Compensation Scheme

Important information about compensation arrangements

We are covered by the Financial Services Compensation Scheme (“FSCS”). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme. In the event of our default or insolvency where you are an eligible depositor you may be entitled to make a claim to the FSCS. Please refer to our Depositor Protection Information sheet which also contains an exclusions list.

Your eligible deposits held by a UK establishment of Arbuthnot Latham & Co., Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Arbuthnot Latham & Co., Limited and Arbuthnot Direct. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please click here for further information How FSCS protects your money or visit www.fscs.org.uk

For joint Accounts each Account holder is treated as having a claim in respect of their share so, for a joint Account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s Accounts with the bank including their share of any joint Account, and not to each separate Account.