Commercial Lending Solutions
At Arbuthnot Latham, relationships are at the heart of what we do.
As a full-service bank, we offer a wide range of lending services, working with brokers and clients to create tailored solutions.
We believe that only by taking the time get to know you, your business, and your aspirations can we deliver a service that truly meets your needs. We retain the necessary expertise in-house to facilitate your multi-dimensional needs, whether this is funding for essential equipment or investing for growth.
Government-Backed Schemes
These are finance solutions offered under initiatives backed by the government which we are a part of.
- Recovery Loan Scheme
- Recovery Loan Scheme (ABL)
Real Estate
Finance solutions for introducers and clients to create tailored loan facilities for a number of different real estate projects including:
- Residential investments
- Purpose-built student accommodation
- Private rented sector
Asset Based Lending
Full ABL facilities to unlock the substantial value tied up in balance sheet assets, plus cashflow loans to deliver high levels of working capital post-transaction.
Event-driven transactions funded include:
- MBO/MBI
- Mergers & Acquisitions
- Growth & Expansion
- Refinancing
Mortgage
For the purchasing of property, which the loan will be secured against.
Mortgages are typically used for but not limited to:
- Buy-to-let
- Property ownership
- Refinancing
Refurbishment & Conversion
Making improvements to a property with the aim of increasing its value. For larger construction projects, that will come under our development sub-offering.
Refurbishments & Conversions are typically used for but not limited to:
- Full renovation
- Extension
- Converting commercial property to a multiple residential dwelling
Asset Finance
The financing (buy or lease) of equipment, vehicles, and other assets over an agreed time period, in return for regular payments.
Our asset finance facilities cover:
- Hire purchase
- Refinancing
- Leasing
Bridging Loans
Short-term property financing where an ‘instant’ route is needed to solidify a property holding until a long-term financing option or exit is arranged.
A bridge loan is typically used for but not limited to:
- Auctions
- Purchasing property
- Refinancing
Business Loans
Flexible borrowing facilities tailored to your business and the sector it operates in.
Our loans are typically used for, but not limited to:
- Capital injection
- Equipment
- UK Media Production Loans
Business Overdrafts
A short-term borrowing solution which can be utilised to assist with unexpected situations.
- Cash flow fluctuations
- Unforeseen outgoings
Make an Enquiry
Take control of your finances today by completing our enquiry form. Alternatively, you can call us on the number below and one of our team will be more than happy to talk about your future.